Also, keep in mind that if you don’t return to work after your maternity or parental leave, you may be on the hook to pay back your top up for your maternity or parental leave from your employer. To learn more about maternity pay, please visit our in-depth guide. Lol. This letter memorializes a request for parental leave off to an employer. There is also the consideration that most women take a few weeks off before they give birth. You will not receive a reply. And in 2020 my income would be $75,000 again. How to use this document ? Find your economic region to learn how many best weeks are used to calculate your benefit amount. @Heather- There’s been a lot more people that i know taking the 18 month leave than I thought. I know actually a number of moms-to-be that are planning to take the 18 months parental leave. You will receive your maternity leave pay on your normal payday. After the 15-week maternity leave is finished, the parental leave kicks on and this can be either 35 weeks (12 months) or 61 weeks (18 months). It’s pretty straight forward but to receive your access code in the mail and to actually see your benefits start being paid out takes a bit of time. Tom. It’s interesting to read this. Working days are Monday to Saturday, with the exception of official holidays. My older children are out of school, so I can spend time with all of them plus my work really slows down in the summer and the boss tries to send staff home if she can. Your total weekly amount cannot exceed $573. I would find it difficult to not see my 3-6 month old during the day- that is like the absolute cutest time. Maternity Leave Canada 2018 – Credit goes to Canadians Prime Minister Justin Trudeau, Made Promised while a campaign to Increased The Maternity Leave from 12 Month to 18 months in Canada. The Canada Revenue Agency determines what types of earnings are insurable. Notify me of follow-up comments by email. If you wait too long (e.g. You don’t have to take the 52 weeks you’re entitled to, but you must take at least two weeks off work following the birth of your baby. To complete your estimate, you need to know your average insurable earnings (before taxes) for those weeks. You will need this information when claiming maternity allowance. For the first six weeks, 90% of an employee’s average weekly earnings. Your USD will go a long way up here I think I would be even more nervous about going back to work after 18 months. The maximum EI payment is around $2000 a month. If you own your small business and you don’t pay into EI you don’t get any EI benefits. I think if I were to go back to work full-time, I may opt for the 18 month leave for non-financial reasons (like more time to spend with my baby and more flexibility). an agency worker. Then in 2019, the top up would be finished, and I would get just EI payments. Parental leave is available following the 17 weeks of maternity leave and extends time off of up to 52 weeks if standard parental leave is selected, or up to 78 weeks if extended parental leave is selected. When did the 18 month maternity leave start? If you were employed for a period between 40 weeks and 12 months, the calculation is based on such a shorter period. Also space fills up fast for the younger group, because of ratio so there might not be space until the child is over 1 ( ratio in Alberta for under 12 months is 1:3 and on there birthday it moves up to 1:4 ). The INTO has developed a Maternity Leave Calculator (Excel) to assist members working out the dates of their maternity leave. We call these your best weeks. As of September 27, 2020, there are some temporary changes to the EI program to help you access EI maternity and parental benefits. Okay here’s my secret (but I am currently going through the 18 month sleep regression- yes that’s a thing! How long do they get for the paternal leave? EI maternity and parental benefits: What these benefits offer, Consult the changes to the Employment Insurance benefits, you only need 120 insured hours to qualify for benefits because you'll get a one-time credit of 480 insured hours to help you meet the required 600 insured hours of work, for maternity and standard parental benefits, you'll receive at least $500 per week before taxes but you could receive more. Can you switch from 12 to 18 months maternity leave? Before you go, check out my recommendations page of financial tools I use to save and invest money. And it’s unemployment, so you get like 60% of pay maxed out at $450 or something like that. Congratulations on your baby!! The extended parental benefits pay out 33% of your average weekly insurable earnings, up to the same maximum amount, for a maximum duration of 61 weeks. Statutory additional maternity leave end date calculator. After a few months back at work though, I got back into the swing of things and my mom brain subsided and confidence slowly grew at work. The basic rate used to calculate maternity and standard parental benefits is 55% of average insurable weekly earnings, up to a maximum amount. Which one made more financial or family sense for you? You can take up to 35 weeks of standard or up to 61 weeks of extended parental benefits. Calculate an employee statutory maternity pay, paternity or parental leave using Citation's maternity pay calculator. Maternity Pay Calculator. Some employers provide additional money to employees on maternity or parental leave. Genymoney.ca: Make the Most of your Money. You can work out your maternity pay and leave online. And my other secret is sort of a “CIO” type approach where I heard my baby cry and then I accidentally fell back asleep and then he fell back asleep. The Province of Quebec is responsible for providing maternity, paternity, parental and adoption benefits to its residents. If money is not an issue, and job security is not a problem (like working for the government, or unionized jobs), probably 18 months is better? @Tom- It’s pretty good, but Sweden is even better! This site uses Akismet to reduce spam. Because of COVID, the government made some special changes in 2020. If your weekly earnings vary or your income changes, your best weeks can impact your benefit amount. From: Employment and Social Development Canada. Good point about summer- especially with school age children- I went back I think when my son was around 13-14 months too and it felt a bit early as he wasn’t walking yet. At first, I was really excited about the new policy, firstly because I thought I could extend my 12 months leave to 18 months (no, this was not the case, you have to decide if you want to do 12 months or 18 months before you go on leave), and secondly I thought it would be the same amount of money over 18 months. First off, I’m still amazed that they give 12 months up north for maternity leave. Note: The exact amount you receive will be determined once your application is processed. Calculate maternity leave Use the maternity leave calculator to plan your maternity leave dates. Agree with Joe. Maternity Laws – Revisions. Maternity leave and maternity pay can be a source of great confusion for many teachers. This is roughly $1348 a month (this is before taxes are deducted). I was so glad I applied for maternity leave and had access to it. What helps is that my husband has a good job and that our monthly mortgage payments are very manageable and my EI benefit payments almost cover it. You don't need to take any action. Seems like a good trade-off. It is paid for a total of 105 working days, or about 4 months. This new policy didn’t start until 2018, and I had baby GYM in 2017. On November 18, 2019, the new extended parental leave allowance and the additional shared weeks available under Employment Insurance and QPIP will be implemented. Like you said unless your company covers most of the remaining pay when you’re on leave, you should for the 12 month leave. Statutory holidays – Paid ‘stat’ or public holidays observed in Ontario (or in Canada, at a federal level) (see table below for Ontario public holidays in 2020). My ‘mom brain’ took a bit of time to wear off. Those extra 6-months are time that you’ll never get back. It’s enough worrying about whether to do a 12 month or 18 month leave, but once your child is born there is a whole lot of other stuff to sign up for. At Desjardins, a top up for mothers replaces as much as 95 per cent of their salary for 18 weeks; for fathers, it’s 95 per cent for 12 weeks. If you have insurable employment (meaning, your employer deducts EI premiums from your wages or salary), or youre self-employed and are registered for the EI program, and have worked enough hours to qualify, you can apply for benefits as long as the industry youre in qualifies. Of course, there are other factors in play, like how much daycare is in your area (for example, 6 months of $1500/month daycare you would be spending $9000 which is less than the $34,588 in salary if your annual salary is $75,000). For 2020, this maximum amount is $53,100 as well. The number of weeks of benefits you get depends on the benefit type you choose. Enter your annual salary or your average weekly earnings. That being said, I don’t socialize much lol so my sample size is small and likely, not accurate. I’d feel like a new nurse when I return. You get more time but less money, the money is stretched/rolled out out like pizza dough , So many factors to consider and you can choose anywhere form 12-18 months. It was hard not seeing my baby for a whole day– but at the same time kind of nice because I could actually let my brain rest a little without worrying my baby was going to hurt himself! 18 months seem like a really long time to be off. Best wishes, -Joe. It’s not 12 weeks. If your child’s date of birth or estimated delivery date is in 2021 or beyond, you can use the calculator … It felt nice to work my brain again for more complex tasks and problem solving. If you're pregnant or gave birth, you could take both. If I could do it again I would absolutely take 18-months, financial impact be damned. An extra 30 days are available if parents share the leave period. Social welfare: You may be able to get Maternity Benefit from the Department of Social Protection (DEASP) if you have enough PRSI contributions. 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